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| About Our Broken Health Care System Everyone is talking about health insurance. “It’s too expensive.” “The high rates are killing me! ” In fact, the system IS broken. Today, over 45 million people are uninsured so the problem is nationwide. But, we’ve found a solution and it’s available immediately, for the benefit of many, but not everyone. Today’s solution works for the individual, the small businessperson and his/her mid level employees, hourly workers, temporary employees and others who simply cannot afford to pay the outrageously high premiums that are today’s standard. The solution does not work for the approximately five percent (5%) of the population who have catastrophic healthcare problems through no fault of their own. Our solution comes in the form of a healthcare plan we call a Limited Indemnity Plan... it's doctor and hospital insurance enabling both in-network and out-of-network benefits. Our Plan pays for the day-to-day common expenses one typically incurs such as doctor visits, wellness check-ups, lab and x-rays, hospital expenses, surgery, anesthesia, emergency room services, and much more. The only qualification is one must be between the ages of 18 - 64 (at 65 one becomes eligible for Medicare). The policy is guaranteed issue. There is no medical exam. There are no deductibles. For those who have their dounts, the next question is … where’s the catch? This is the best part … there is no catch! Our solution provides MEDICAL INSURANCE BENEFITS THAT ARE CLEARLY DEFINED AT AN ECONOMICAL PREMIUM. The result is economical healthcare coverage with an insurance premium less than 50% of what a traditional major medical plan would cost. Paul S. Rothman |
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